Financial Must Haves for New Parents

Stacey Bradford, a family finance expert and published author, walks parents through the four financial must haves for parents.  She reviews the advantages of a legal will which appoints the legal guardians for your children should something happen to you and your spouse.  She then explains what a trust is, why you may need one, and what the advantages are.  Stacy then moves on to discussing both life insurance and a life insurance trust, and teaches the difference between ‘term’ life insurance and ‘whole’ life insurance.  In addition, Stacey touches on estate tax issues and how to work around them legally and safely.  Join Stacy for this brief yet informative discussion of family finance.

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Stacey Bradford is a finance expert focusing on family finance, debt, credit cards, health care, health insurance, life insurance, real estate and elder care.  Her first book,  The Wall Street Journal Financial Guidebook for New Parents, was published last year and she currently writes a Family Finance blog for CBS MoneyWatch.com. Previously, she was an associate editor at SmartMoney.com for more than 10 years.

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